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Moed Katan, 10
10b
1) CONDUCTING BUSINESS ON CHOL HA'MO'ED
QUESTION: The Gemara says that conducting business on Chol ha'Mo'ed is
prohibited, but if it is necessary in order to prevent a loss (Davar
ha'Aved), then it is permitted. The Yerushalmi adds that if a caravan comes
to town, selling a certain commodity, and it is going to leave before the
end of the festival, then one is permitted to purchase the commodity from
the caravan on Chol ha'Mo'ed, for this is also considered a Davar ha'Aved.
The RAMBAM (Hilchos Yom Tov 7:23) rules in accordance with this Yerushalmi,
that one is permitted to buy from and sell to a caravan that comes to town,
which is going to leave before the end of the festival, if they are offering
an especially good deal.
The case of the Yerushalmi is a situation in which one does not stand to
*lose* anything by not doing business. Rather, he might not *make a profit*
if he does not buy or sell from the caravan on Chol ha'Mo'ed. The Heter to
engage in work for this type of Davar ha'Aved seems to be contradicted by
numerous Gemaras. We never find that *not making a profit* is called a
Davar ha'Aved. On the contrary, the Gemara here says that Ravina delayed
selling his merchandise until after Chol ha'Mo'ed. If it was permitted to
sell on Chol ha'Mo'ed to assure a profit, why did he wait? In addition, the
Gemara later (11a) relates that a river dried up, leaving a valley full of
fish. The Gemara rules that taking the fish to store for after the festival
is prohibited, unless one could eat them on the festival itself. Why is it
prohibited, if the person will lose a profit if he does not collect and
store all of the fish?
More generally, the Mishnah (2a) states that one may not water a Beis
ha'Ba'al, even though watering that type of field will cause it to bring
forth more, and larger, fruit, enabling him to make more of a profit. The
Mishnah states that it is prohibited to water a field for that purpose, for
the purpose of Harvachah, gaining a profit. Making a larger profit is not
considered a Davar ha'Aved.
ANSWERS:
(a) The RAMBAN, cited by the Nimukei Yosef and others, says that the
Yerushalmi does not mean that one may do business with the caravan that
comes to town. Rather, it means that if one needs a particular item *for
himself* and the caravan is selling it, then one is permitted to buy it if
they are selling it for less than what he would pay for it after Chol
ha'Mo'ed. It is considered a Davar ha'Aved, because one will have to pay
more money for the object after the festival, and thus he would be losing
money if he does not buy it now. However, it is *not* permitted to buy
something on Chol ha'Mo'ed merely to sell it later at a higher price in
order to make a profit. That is prohibited because it is certainly not a
Davar ha'Aved.
(b) The RAMACH (in Hagahos to the Rambam) says that conducting business (as
opposed to working a field) does not involve so much exertion. Therefore,
one is permitted to exert that small amount of Tircha on Chol ha'Mo'ed even
for a profit. Collecting the fish, though, is prohibited, because it
involves a large amount of Tircha.
What about the case of Ravina, who refrained from selling his merchandise on
Chol ha'Mo'ed? Perhaps the Ramach learns that in Ravina's case, he was not
certain that the price he was being offered during Chol ha'Mo'ed would be
better than the deal he could get after the festival. The case of the
Yerushalmi, though, is when it is clear that the deal being offered during
Chol ha'Mo'ed is better than that which will be offered after Chol ha'Mo'ed.
The market price is stable, whereas in Ravina's case, the price of the
commodity fluctuated.
The Nimukei Yosef asks that this will not answer the case of watering a Beis
ha'Ba'al, which does not involve much Tircha but is still prohibited.
(Perhaps the Ramach holds like Rashi on the Rif on 2a, who says that when
there is no Tircha involved whatsoever, it is indeed permitted to do an act
for Harvachah like watering a Beis ha'Ba'al. See Insights to 2:2).
(c) The ROSH quotes the RA'AVAD who says that in the case of the fish that
were found in the dried up river bed, it was not a question of doing
business, but it was a windfall -- a literal "Metzi'ah." For a pure profit
such as a Metziah, one is not allowed to work on Chol ha'Mo'ed. It is only
permitted to work for business transactions, which are not pure profit but
where some loss would be involved if the transactions were not conducted.
Since one will have to buy the commodity at some point, buying it today in
order to get it at a lower price, instead of buying it after the festival
when it will be more expensive, is considered preventing a loss of money. In
the case of a Metzi'ah, though, if one does not take it during Chol
ha'Mo'ed, he will not get it all, but he is not losing anything, since he
was not otherwise planning on buying the object after the festival. Since
one had no expectation of acquiring such a Metzi'ah, not getting it is not a
loss. However, one did expect to buy the commodity in order to conduct
business, and thus he was expecting the price to be low at some point, at
which time he would buy the commodity. Hence, not taking advantage of that
price is considered a loss.
(See BEIS YOSEF OC 539, MISHNAH BERURAH 539:24, and PRI MEGADIM in
Mishbetzos Zahav 539:4. According to the reasoning of the Ra'avad it seems
that conducting business transactions on Chol ha'Mo'ed is only permissible
for someone whose main livelihood is that involvement; if he has another
source of livelihood, it would not be permitted, because such a person is
not constantly anticipating a lower price; see BI'UR HALACHAH 539, DH
v'Afilu, and ARUCH HA'SHULCHAN 539:16.)
(d) The RA'AVAD cited by the Rosh, Nimukei Yosef, and Magid Mishnah gives
another answer. He says that there are two different forms of work that are
prohibited on Chol ha'Mo'ed. First, Avodas Karka, working the land, is
prohibited because the Torah (or the Rabanan) commanded that Melachah not be
done on Chol ha'Mo'ed. Second, business transactions are Asur, but not
because they involve Melachah. Rather, they are Asur because they are "Uvdin
d'Chol," weekday activities. That type of Isur is suspended for Harvachah,
in order to make a profit. An actual Melachah, though, is not permitted for
the sake of making a profit.
HALACHAH: The SHULCHAN ARUCH (OC 539:5) rules that if a caravan or boat
comes to town offering an especially good deal, it is permitted to buy
merchandise from them. This Heter applies only if it is an exceptionally
good deal, which will not be easy to find again after the festival passes.
If, however, it is a good deal which is relatively common, then one may not
take advantage of it and buy (or sell) during Chol ha'Mo'ed.
Even if the deal is relatively common, it is permitted to sell if there is a
likelihood that if he does not sell during Chol ha'Mo'ed, the price will
drop so much that not only will he not gain a profit, but he will suffer a
loss of his initial principle investment. Even if there exists a possibility
that he might lose part of his principle, it is permitted. (BI'UR HALACHAH)
Even if the deal is relatively common and one will not lose the initial
investment if he does not sell during Chol ha'Mo'ed but he will only lose a
profit, it is permitted to sell on Chol ha'Mo'ed if one does not have cash
at his disposal to purchase his Yom Tov and Chol ha'Mo'ed needs. If, by
selling this item, he will have more cash and be able to buy what he needs
for the festival, it is permitted.
Also, a wholesale merchant ("Tagar," as opposed to a retailer or
storekeeper), who buys and sells with a constant turnover rate, is permitted
to sell his items privately within his home. For him, to lose a cycle of
buying and selling is a Davar ha'Aved since it will interrupt his constant
source of livelihood, and therefore it is permitted for him to conduct his
business in private (REMA OC 539 4 and the MISHNAH BERURAH -- see MAGEN
AVRAHAM and BI'UR HALACHAH regarding whether the Heter of a wholesale
merchant doing work in private applies also to a storekeeper). The BI'UR
HALACHAH quotes the ELIYAH RABAH who says that if a person fears that he
might lose his business if he closes his store on Chol ha'Mo'ed while the
non-Jews keep their stores open, and as a result the customers think that
the Jewish store is unreliable, then perhaps one may be lenient to keep his
store open and to buy and sell on Chol ha'Mo'ed. However, he is still not
allowed to do any Melachah, such as cutting fabric to measure or making
jewelry. (This is based on the RA'AVAD in (d) above, that all forms of
Harvachah that do not involve Melachah are permitted.)
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